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Select your finance option

  • Interest Free Credit Options
  • Credit Options
  • 0% APR Finance
    30
    MONTHS
    0% APR FINANCE
    £0 deposit required
    Spend over £1700*
    0% APR Finance
    24
    MONTHS
    0% APR FINANCE
    £0 deposit required
    Spend over £1000*
    0% APR Finance
    18
    MONTHS
    0% APR FINANCE
    £0 deposit required
    Spend over £500*
    0% APR Finance
    12
    MONTHS
    0% APR FINANCE
    £0 deposit required
    Spend over £250*
    0% APR Finance
    6
    MONTHS
    0% APR FINANCE
    £0 deposit required
    Spend over £250*
    9.9% APR Finance
    48
    MONTHS
    9.9% APR FINANCE
    £0 deposit required
    Spend over £250*
    9.9% APR Finance
    36
    MONTHS
    9.9% APR FINANCE
    £0 deposit required
    Spend over £250*
    9.9% APR Finance
    24
    MONTHS
    9.9% APR FINANCE
    £0 deposit required
    Spend over £250*

    HOW TO APPLY - ONLINE

    • 1

      SHOP ONLINE

      Buy anything online*, it doesn't just have to be a bike to apply for finance
      * Minimum spend required

    • 2

      SHOP ONLINE

      Click 'checkout with finance' at the checkout. Select your finance term and deposit.Please note: all finance orders online need to be delivered to the same address as your billing address.

    • 3

      QUICK DECISION

      Once completing your details, you will get a finance decision- this typically happens in a few minutes

    • 4

      HOME DELIVERY

      If your finance application is accepted we will dispatch your order to your billing address using the delivery method of your choice!

    HOW TO APPLY - INSTORE

    • 1

      SHOP IN STORE

      Buy anything instore*, it doesn't just have to be a bike to apply for finance
      * Minimum spend required

    • 2

      APPLY IN STORE

      A member of staff will take you through the application! Please note you will need: photoID, account number, bank sortcode, address details for the last3 years, full time employment details (salary)

    • 3

      QUICK DECISION

      You will get a decision on your finance application whilst in store!

    • 4

      COLLECT YOUR ITEMS

      If your items aren't ready to be taken away that day, then we will arrange a time for you to come back and collect!

    How do I choose to PaybyFinance?

    Just select the finance option on the checkout page or let the sales consultant know if you're buying in our store.

    Who is eligible to apply for online finance?

    To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.

    Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however the employment details of your spouse / partner will be required in order to process your application

    .

    When do my repayments start?

    Your monthly repayments will begin one month after your purchase has been delivered.

    Are there any arrangement fees or hidden extras for credit?

    No. There are no arrangement fees or hidden extras.

    Applying for online finance

    Applying for online finance couldn't be easier or more convenient. When you buy online from trading as Leisure Lakes Bikes you have the choice of applying for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.

    The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

    Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement.

    Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

    Your questions answered

    Here's some of the most commonly asked questions regarding online finance.

    Once my application is approved, what happens next?
    Will you credit score me and if so, what does this mean?
    If you decline my application, what is the reason?
    What type of information do credit reference agencies hold about me?
    How do I obtain a copy of this information?
    If my application is not successful, can I re-apply?
    Can I request delivery to an address other than my home?

    Demo of Finance calculator

    This demo is based on product thats costs £1,582.00 (not on sale).

    We are able to provide Finance Online as well as in store but, being honest, you'd find the whole application process far more satisfying if you fired up your laptop (or desktop PC) and enjoyed the full-and-far-less-fiddly experience.

    Finance your purchase with us today

    1. How long would you like to finance your purchase for?






    2. How much deposit would you like to pay today?

    £0.00 Min Deposit
    £520.00 Max Deposit
    Slide the bar to change your deposit value

    3. Representative Example and Personalised Finance Estimation

    Monthly Payments £63.33
    Duration (Months) 24
    Purchase
    Price £1,520.00
    Todays
    Deposit £0.00
    Amount
    of Credit £1,520.00
    Total
    Repayable £1,520.00
    Interest Rate
    (p.a. fixed) 0.00%APR Representative

    £29 Early Settlement Fee for the Buy Now Pay Later product only

    Credit subject to status and affordability. Terms & Conditions Apply. trading as Leisure Lakes Bikes is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

    Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

    £63.33
    Buy Now Pay Later Finance / Countdown Interest Bearing Credit Example
    Interest Bearing Finance Example
    Interest Free Finance Example

    If you require any further information about finance please call 0800 083 0888

    Need some help or advice? Ask us here.
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