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How much in total do you want to spend

Deposit

Term APR Month Cost Deposit Total Payable

0% APR FINANCE

Your dream bike and accessories could be closer than you think when you spread your cost with our range of finance options. We don't require a deposit, and you can choose a finance option to suit you whether you shop online or in any of our 11 UK stores.

Just spend £250 on any items with us (that's includes sale items too) then apply online or in store with the finance option of your choice!

0% APR Finance
30
MONTHS
0% APR FINANCE
£0 deposit required
Spend over £1000*
0% APR Finance
24
MONTHS
0% APR FINANCE
£0 deposit required
Spend over £1000*
0% APR Finance
18
MONTHS
0% APR FINANCE
£0 deposit required
Spend over £500*
0% APR Finance
12
MONTHS
0% APR FINANCE
£0 deposit required
Spend over £500*
0% APR Finance
6
MONTHS
0% APR FINANCE
£0 deposit required
Spend over £250*

WANT LOWER MONTHLY PAYMENTS?

If you want to keep your monthly repayments to a minimum then our 9.9% APR finance is perfect for you. We don't require a deposit, and the longer repayments at a lower cost makes these our most affordable monthly packages.

9.9% APR Finance
48
MONTHS
9.9% APR FINANCE
£0 deposit required
Spend over £250*
9.9% APR Finance
36
MONTHS
9.9% APR FINANCE
£0 deposit required
Spend over £250*
9.9% APR Finance
24
MONTHS
9.9% APR FINANCE
£0 deposit required
Spend over £250*

HOW TO APPLY - ONLINE

Applying for finance online has never been easier - simply follow the easy steps below!

Step 1

SHOP ONLINE
Spend £250 on anything online
(it doesn't just have to be a bike) to apply for finance
Step 2

APPLY ONLINE
Click 'checkout with finance' at the checkout. Select your finance term and deposit.
Please note: all finance orders online need to be delivered to the same address as your billing address.
Step 3

QUICK DECISION
Once completing your details, you will get a finance decision- this typically happens in a few minutes
Step 4

HOME DELIVERY
If your finance application is accepted we will dispatch your order to your billing address using the delivery method of your choice!

HOW TO APPLY - INSTORE

Applying for finance online has never been easier - simply follow the easy steps below!

Step 1

SHOP IN STORE
Spend £250 on anything online (it doesn't just have to be a bike) to apply for finance
Step 2

APPLY IN STORE
A member of staff will take you through the application!
Please note you will need: photoID, account number, bank sortcode, address details for the last3 years, full time employment details (salary)
Step 3

QUICK DECISION
You will get a decision on your finance application whilst in store!
Step 4

COLLECT YOUR ITEMS
If your items aren't ready to be taken away that day, then we will arrange a time for you to come back and collect!

Finance FAQ

  1. Am I eligible?

    To apply for finance you must be: At least 18 years old. A permanent UK resident. In regular employment (minimum of 16 hours per week) including self-employed, or living with your spouse/partner who is in regular employment. In receipt of a pension if you are retired. Able to confirm sufficient income if you are registered disabled.

  2. Who provides your finance?

    Our online & in-store finance provider is V12 Retail Finance Limited.

  3. Can I get my finance order delivered to an alternative address?

    Finance orders can only be shipped to your billing address for security reasons. We have a range of delivery options online to allow flexible times and dates (so you don't have worry about missing it). Alternatively you can apply for finance in-store to collect at a time convienient to you.

  4. Is there a limit to the amount I can spend?

    The maximum you can spend when applying for finance is £15,000 per order.

  5. When is my first finance payment taken?

    Your first finance payment will be taken 1 month after we dispatch your item(s) to you.

  6. Can I pay the remainder of the loan off early?

    Yes you can. You will need to call V12 on 02920 468900.

  7. Can I return an item I bought using finance for a refund?

    You can return any item, even if purchasing using finance. Follow our normal returns procedure (see here) and we will notify V12 finance. It will then take V12 between 3-5 days to cancel your finance and refund your deposit plus any previous payment.

    Please note: you can't return an item on finance if it reduces the value of your basket to below £250 or if muliple items were purchased using the same finance.

  8. Can I return an item I bought using finance for an exchange?

    We can an exchange a like-for-like item or a different product of the same value. Or, we can offer you a voucher of the same value as the item(s) you are returning. This voucher can be used for any item