So what is Cycle to work? It’s a government backed salary sacrifice scheme that’s available to PAYE employees within the UK. You can save up to 47% on a new bike with Cyclescheme. This is done by spreading out the cost of a new bike, interest-free and with no up-front cost. Payments are taken out of your salary, in a simple process, that’s flexible enough for you to choose what repayment option is best for you.
Once you’ve got your voucher, it doesn’t just have to be used on a commuter specific bike, the choice is all down to you. It can be used for any bike of your preference, so if weekend trail ridings are your thing, then snatch yourself up a mountain bike. Let’s check out some mountain bikes that you can get your hands on!
Trek Marlin 4 Mountain Bike 2026
Trail-worthy daily rider, that’s perfectly suited for everyday adventures. It’s a stable commuter with the ruggedness of a real mtb. Features include 1×8 Shimano ESSA shifting and Hydraulic disc brakes.
Total Before Savings: £525.00
Cyclescheme savings (35%): £220.50
12 Payments of: £42.75
You Will Pay: £341.25
Total Before Savings: £684.68
Cyclescheme Savings: £287.56
12 Payments of: £57.06
You Will Pay: £445.04
*With an example salary of 70,000 before tax
Specialized Sirrus X 2.0 Hybrid Bike 2026 Satin Mauve Metallic
It’s smooth, comfortable and efficient and adapts effortlessly to a variety of terrains. It has 1×8 microSHIFT Acolyte shifting, and can float over rough terrain with fast rolling Specialized Pathfinder 42c tyres.
Total Before Savings: £699.00
Cyclescheme Savings (35%): £244.65
12 Payments of: £58.25
You Will Pay: £454.35
Total Before Savings: £774
Cyclescheme Savings (35%): £270.90
12 Payments of: £64.50
You Will Pay: £503.10
*With an example salary of 70,000 before tax
Trek Mountain Bike 2026 Mulsanne Blue
Trail-worthy daily rider that’s perfectly suited for everyday adventures on and off the trail. It’s trail savvy frame has a 100mm travel suspension fork. It has 9-speed Shimano CUES shifting and mounts for a rack and kickstand that make it an ideal choice for trail riders or anyone looking for a comfortable, stable commuter with the ruggedness of a real mountain bike.
Total Before Savings: £625.00
Cyclescheme Savings (35%): £218.75
12 Payments of: £52.08
You Will Pay: £406.25
Total Before Savings: £725
Cyclescheme Savings (35%): £253.75
12 Payments of: £60.42
You Will Pay: £471.25
*With an example salary of 70,000 before tax
Whyte G-180 S Mountain Bike 2026 Olive/Black
The G-180 S will outride and outlast most other bikes on the hill. It has 180mm front and 170mm of rear suspension travel, Rock Shox ZEB fork + RockShox Super Deluxe Select+ rear shock and SRAM Code RE brakes.
Total Before Savings: £1999.00
Cyclescheme Savings (35%): £839.58
12 Payments of: £166.58
You Will Pay: £1299.35
Total Before Savings: £2243.96
Cycelscheme Savings (35%): £942.46
12 Payments of: £187.00
You Will Pay: £1458.57
*With an example salary of 70,000 before tax
Merida eOne-Eighty 700 Electric Bike 2025 Red
180mm of big-mountain-ready travel in an agile mixed wheel size package. It has a powerful Bosch CX drive unit with 800Wh battery. It also includes a RockShox ZEB fork, 180mm Travel, RockShox Vivid Select rear shock and SRAM DB8 Stealth 4-piston brakes.
Total Before Savings: £4,699.00
Cyclescheme Savings (35%): £1644.65
12 Payments of: £391.58
You Will Pay: £3054.35
Total Before Savings: £4794.00
Cyclescheme Savings (35%): £1677.90
12 Payments of: £399.50
You Will Pay: £3116.10
*With an example salary of 70,000 before tax
Cube Reaction Hybrid Performance 600 Electric Mountain Bike 2026 Indigo Blue
The Reaction Hybrid Performance takes the smooth power assistance – up to 75 Nm – of Bosch’s Performance motor and adds easy-to-use Shimano Cues 9-speed gears and a 600Wh battery.
Total Before Savings: £2,299.00
Cyclescheme Savings (35%): £804.65
12 Monthly Payments of: £191.58
You Will Pay: £1494.35
Total Before Savings: £2399
Cyclescheme Savings (35%): £839.65
12 Monthly Payments: £199.92
You Will Pay: £1559.35
*With an example salary of 70,000 before tax
