With rising transport costs and growing interest in healthier, greener lifestyles, more people are asking whether cycling to work is really worth it. One of the biggest incentives is the cycle to work scheme, which allows employees to save significantly on the cost of bikes and accessories.
Instead of paying the full upfront cost, the scheme allows you to spread payments over time while benefiting from tax and national insurance savings. This means the bike you’ve been considering, whether it’s a reliable commuter, a high-performance road bike or a faster electric bike, can all cost hundreds of pounds less than the listed price. The cycle to work scheme transforms from a lifestyle choice into a smart financial decision, getting more value for your money every single day.
How Much Can You Actually Save?
So how much can you actually save with the cycle to work scheme? In many cases, the savings are far more significant than people might expect. By purchasing a bike through salary sacrifice, you can reduce the cost by up to 42%, depending on your tax bracket. This makes a bike that may have felt too expensive, suddenly become far more affordable.
Let’s check out some bikes you can save on!
Cube Reaction Hybrid Performance 600 Electric Mountain Bike 2026
The Cube Reaction Hybrid is a great choice for commuting use. With Cyclescheme you have the option to pay monthly over the course of 12 months. Doing this, you can save significant amounts, and get some major discounts off all your favourite bikes. Check out the Cyclescheme calculator to see what you can save!
£1816.21 ̶£̶2̶,̶2̶9̶9̶.̶0̶0̶
21% off
Cube Touring Hybrid One 625 Electric Bike
£1934.71 ̶£̶2̶,̶4̶4̶9̶.̶0̶0̶ ̶
21% off
Specialized Allez E5 Road Bike 2025 Gloss Smoke/White/Silver Dust
It delivers more confidence, versatility, and performance than ever before – to more riders than ever before.
£710.21 ̶£̶8̶9̶9̶.̶0̶0̶
21% off
Savings Beyond The Bike
The savings don’t stop once you’ve bought the bike. Cycling to work can significantly reduce many of the everyday costs that come with commuting. Regular cyclists often spend far less on fuel, public transport fares and parking, all of which can quickly add up over the course of the year. This is another reason of the many, that make cycling to work worth it.
Health And Lifestyle Benefits
Cycling to work offers a wide range of health and lifestyle benefits that go far beyond the commute itself. Regular cycling helps improve cardiovascular fitness, build strength and boost your overall levels. Over time, these benefits can lead to better sleep, improved focus at work and a healthier work-life balance.
So is the cycling to work scheme really worth it? For most commuters, cycling to work is definitely worth it. The cycle to work scheme significantly reduces the upfront cost of a bike, while ongoing savings and health benefits make for a smart long term investment. Whether you’re buying a an entry level commuter bike, or a high end electric bike, the financial savings and long-term lifestyle benefits are hard to ignore.
